Scotty Ledford, P.A.'s Blog

Assuming a VA loan can be a convenient and cost-effective way for veterans to finance a new home. By assuming a loan, the buyer can take over an existing mortgage when buying a home. Loan assumption can have numerous advantages for the buyer and seller, and is considered an often overlooked VA benefit. Here are some major reasons...

Assuming Loans

Homebuyer

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Posted on 09/23/2023

12713 Deep Blue Place, Bradenton, FL 34211 is now new to the market!

INDIGO/Lakewood Ranch, an amenity-rich gated community where you will find this beautiful "VICTORY MODEL" situated on a stunning lake view lot AND NO CDD FEES. Check out this great floor plan with 3 bedrooms, 2 full baths, a dedicated den with French doors, great room, dining room, kitchen with breakfast bar, indoor laundry room, covered lanai and a 2 car garage with a paver drive. Enter the foyer and stroll down the vestibule to take in the beautiful lake views as this sets the stage for your new home. The kitchen boasts a walk-in pantry, Upgraded Stainless Steel matching Suite of GE Profile appliances, Island with breakfast bar, soft close...

Posted on 09/19/2023

Another Property Sold - 15212 Skip Jack Loop, Lakewood Ranch, FL 34202

ASSUMABLE 3.25% Mortgage on this 3 bedroom, 2 bath LAKEFRONT HOME with a den and a 2-car garage! That's right, the seller is giving up their VA eligibility so this loan is assumable by a non-veteran and can be an investor as well. The loan balance is approximately $318,000 with 29 years remaining on the term. THE BUYER MUST HAVE THE CASH DIFFERENCE between sales price and loan balance. This lovely home sports cathedral ceilings, lots of windows to take in the huge, oversized lot AND THE LAKE VIEWS. Room for a pool! There is a den with French door entry. The owners installed a brand-new HVAC and thermostat July 2023. The home was recently...

Posted on 09/16/2023

Video Tour - 4570 Cancello Grande Avenue 501, Venice, FL 34293

What a wonderful Mediterranean Villa located on a lakefront lot in the exceptionally impressive gated community of Venetia and only one building away from the inviting community pool. There are plenty of windows to let the sunshine in and take in the scenic vistas of the lake and nature preserve. Your new villa has a (split plan) 2 bedrooms, 2 bath floor plan that includes a separate den/study/tv room, living room, dining room, eat in kitchen, a screened lanai, indoor laundry room, two car garage with a paver drive. Updates include Modern and stylish ceramic tile plank flooring throughout except for carpet in the bedrooms, Plantation...

Posted on 09/16/2023

Another Property Sold - 13138 Indigo Way, Bradenton, FL 34211

Welcome home to INDIGO / Lakewood Ranch...A desired gated and maintenance free community offering an Amenity Center with Clubhouse, Pool, Spa, Fitness Center, Pickleball courts, Bocce ball, and a Playground. The full-time Amenities Director manages an extensive calendar of activities and services for the residents AND all for a low HOA fee!!Wait till you see this Silver Sky Model with 2700+ square feet, 4 bedrooms, 3 bath POOL/SPA home ON A SUNSET LAKE plus a 3-car garage! The 28-foot-long vestibule sets the stage and greets you with a beautiful 24' x 12' tile floor set on a bricklayer pattern & complimented with 10+ foot high ceilings...

Posted on 09/16/2023

4570 Cancello Grande Avenue 501, Venice, FL 34293 is now new to the market!

What a wonderful Mediterranean Villa located on a lakefront lot in the exceptionally impressive gated community of Venetia and only one building away from the inviting community pool. There are plenty of windows to let the sunshine in and take in the scenic vistas of the lake and nature preserve. Your new villa has a (split plan) 2 bedrooms, 2 bath floor plan that includes a separate den/study/tv room, living room, dining room, eat in kitchen, a screened lanai, indoor laundry room, two car garage with a paver drive. Updates include Modern and stylish ceramic tile plank flooring throughout except for carpet in the bedrooms, Plantation...

Posted on 09/14/2023

Video Tour - 3818 Glen Oaks Manor Drive, Sarasota, FL 34232

GLEN OAKS MANOR...Courtyard Pool-Home Villa. You will love this community as it is built inside it's own park with lakes, gazebos, walking trails, benches, fishing, biking and it is a very dog friendly niche community with a well-maintained emphasis on canopy Live Oak trees & appealing landscaping. Only 3 miles to downtown Sarasota and 3 miles to UTC. This is NOT an age restricted community and these are NOT condos but rather they are attached villas! Matching Mexican Saltillo tile floors and crown molding sets the stage throughout this 1846 square foot, (split plan) 2 bedroom, two bath, home with a front courtyard and a large private...

Posted on 09/14/2023

3818 Glen Oaks Manor Drive, Sarasota, FL 34232 is now new to the market!

GLEN OAKS MANOR...Courtyard Pool-Home Villa. You will love this community as it is built inside it's own park with lakes, gazebos, walking trails, benches, fishing, biking and it is a very dog friendly niche community with a well-maintained emphasis on canopy Live Oak trees & appealing landscaping. Only 3 miles to downtown Sarasota and 3 miles to UTC. This is NOT an age restricted community and these are NOT condos but rather they are attached villas! Matching Mexican Saltillo tile floors and crown molding sets the stage throughout this 1846 square foot, (split plan) 2 bedroom, two bath, home with a front courtyard and a large private...

Posted on 09/09/2023

Another Property Sold - 7597 Palmer Glen Circle, Sarasota, FL 34240

PRICE IMPROVEMENT! PALMER GLEN, a gorgeous, gated community of similar large homes and just a short walk or bike ride to The Sarasota Audubon Nature Center/Great American Birding and hiking Trail overlooking The Celery Fields. Come check out this stunning 2900+ square foot, one story POOL HOME positioned on an oversized 1/3-acre lot near the end of a cul-de-sac and in the preferred "X" flood zone not requiring flood insurance. What greets you as you walk in the 8-foot-tall double door entry is STATELY and that sets the stage for a great and unique experience! As you enter, there is a gorgeous formal living room ahead of you, your private...